You mean 10 to 20 won't pay the mortgage

File on my desk this morning: Guy hasn't made the payments on his mobile home in decently large midwest city. I called his employer to find out if the borrower made what he said he made on the loan application.

 

Me: "So, does blank work here - I'm trying to verify his employment and income."

 

Restaurant representative: "Uh, no... blank has been in federal penitentiary for a while now. That's why we fired him."

 

Me: "Oh, well, ok."

 

I guess you can't make your mortgage payments when you are doing hard time.